Welcome to my website!  My name is Brian Poncelet, and I'm a Certified Financial Planner specializing in Life Insurance, Critical Illness Insurance and Disability Insurance.

Are you buying a new car?  How would you like to pay CASH for the car, PLUS get your full purchase price back?  There's a way to get the vehicle you want, without paying the banks or the financing companies - you'll be paying yourself back instead.  Find out how here.

Are You Considering a Mortgage?  If so, have a look at my Life Insurance section. I'll show you that your bank's Mortgage Insurance is probably not the best choice for you - there's a better way to protect yourself and your family!  To get a sense of how much insurance you'll need, use my  Income Replacement Calculator.  In addition, you can use my Insurance Quote Comparison to compare premiums between different companies.

BONUS!  Learn how to make your Mortgage Tax-Deductible!  Visit our sister site, MortgagePlans.ca, for more information!

Are You Self-Employed?  Every entrepreneur should seriously consider Critical Illness Insurance.  It's a great product with some amazing options, and it's currently underpriced!  Talk to me to obtain this coverage before the insurance companies raise their rates!

Do You Work for a Living?  Believe it or not, everyone who's employed should have Disability Insurance.  Head over to the Disability Insurance section to learn more about this crucially important product and how it can help you.

When you put together "the Plan," what does that mean?  Does it mean selling some Investors Group Allegro(™) aggressive portfolio or some other Investors Group US Large cap Value fund?

Very little talk is about cash flow and how to work with current payments and move them into accumulated money. The talk is about saving more and spending less and generally taking on more risk to reach your goals!

(see my blog for full details!)

Video Center

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In today's economy, dependable profits seem impossible...but what if you could get consistent returns of five to nine per cent paid every year, tax-sheltered and accessible tax-free? In this video, Brian Poncelet will explain that this method is safe, reliable, and proven by over 100 years of success.

Mortgage Insurance is meant to offer peace of mind and to reassure you that your family will be able to stay in your home if anything should happen to you.  In this CBC Marketplace video, you'll see that the reality falls a little short of that.  Video produced by CBC.

Gary Francis, who suffered a heart attack, describes the security and peace of mind that Critical Illness and Disability Insurance provided him with during his illness and recovery.  Courtesy of  Manulife Financial.

Certified Financial Planner Brian Poncelet welcomes you to his site and explains why he's the best choice to help you find the Right Insurance.