Person A vs. Person B This calculator demonstrates the financial differences after retirement between a person with no life insurance policy (Person A) and a person with a cashable life insurance policy (Person B).

You'll see that Person B has 25 per cent less in assets than Person A, yet is able to draw 25 per cent more income each year, pay less taxes - and, most importantly, have a significant insurance cash value to draw income from even after the assets are depleted (or in case of death)!