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FREE FINANCIAL PLAN!
When you buy Critical Illness coverage, I'll give you a custom financial plan tailored to your needs for only $99 - a value of $549! Call now to take advantage of this offer, good until January 1st, 2011!

BUSINESS OWNERS!
If you are Incorporated and have a holding company...you can buy permament insurance cheaper than term insurance!  Call now for my free report, good until March 1st 2011!
FREE FINANCIAL TOOLS

Income Replacement Calculator This calculator will help you determine the amount of lump sum life insurance you should purchase in order to provide for your family in the event of your death. 



Income Replacement Calculator
 Should a breadwinner die, the financial impact for dependents is the loss of the breadwinner's income. 
The following will calculate the money needed for a replacement income.
Gross Annual Income Required by dependents: 
Number of years this income will be required: 
Estimate the inflation rate: 
Estimate the interest rate: 
Province: 
Birthdate: 
Gender:  Male     Female 
Smoker/Tobacco:  Yes    No 
Health Class: 
 Type of Insurance:   

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